It’s Week 7 of my Budget Friendly Friday series. You can read all the posts in this series here. I am still following my plan without any major deviations. Next week will be the last post in this series but my budget will live on. Have mercy. The holiday season is upon us.
In preparation for Christmas, I now have a separate cash amount for buying presents. I hope I can buy early and not be tempted to add just one more thing. That tends to be my problem when I am actually ahead of schedule for buying gifts. I realize some people already have their shopping done in July; early for me is the day before Christmas Eve.
This week, for inspiration I have been looking around online to see how others save money on their budgets. I know I have a lot to learn from those who do this much better than I do. Here are 5 Great Takeaways From Other Budgeters. I hope you will learn from them as well.
- Choose A Tracking Method
- Set-Up Your Pages
- Track 10 Items
- Repeat Step 3
- Shop According to Price Book
Tiffany goes into detail for each step above. I like her idea of starting with ten items you use a lot and adding ten more every week. Click on the title above to read her article. Good stuff. I’m going to create one book for myself using her advice.
2. I also came across this article from All You, 9 Easy Couponing Tips. The only reason I stopped to read this was because the words “Easy” and “Couponing” were next to each other. I am not a huge coupon-er. I found these tips to be doable. Read the article here.
I especially liked Tip #3 which was, Ask For A Raincheck. One of my budget plan tools is to look through the weekly grocery store ads for sales. On several occasions I have arrived at a store only to find an empty shelf where the big sale item should be. Others are looking for deals too! I have learned to take the ad to the checkout line or customer service to get a rain check to ensure I will be able to purchase the item for the sale price when the product is restocked.
3. Freezing food can be a big money saver. Loved this article from Six Figures Under called, Can You Freeze THAT? There are lists of foods that are great to freeze. Some I didn’t think about like eggs! You crack them first. Then freeze. Read the article here.
4. Clothes tend to break my budget. I have discussed in previous posts how staying out of the stores is the best way to save money on clothes. I like these tips from Money Saving Mom, 4 Tips For Having A Minimalist Wardrobe. Tip #4 is an important one, Accessorize! A scarf or a big necklace can bring new life to clothes you have. I am not one to spend a lot of money for my accessories. I buy them at Charming Charlie or Target for the most part.
5. Another article from Money Saving Mom which I find helpful deals with stocking your pantry. You know, buying a lot of items which are at absolute lowest prices. This can be difficult when you are on a tight budget.
In her post, How To Stock Your Pantry on a Limited Budget, Crystal Paine gives some great ideas for this smart budget practice. I like her advice to set aside a small amount of cash each week to invest in buying ahead.
Also included in the article is a link to her Stock-Up Price List which is going to help me with the Price Book I am creating! The list is downloadable and can be customized to fit your needs. Crystal includes prices on her list. This obviously varies depending on the area in which you live.
Tracy and I had the privilege of interviewing Crystal, the Money Saving Mom. Find that interview in show #119 – You Can Live a More Disciplined Life w/Crystal Paine. Click here to listen to the show.
Budgeting definitely takes discipline! I’m taking it one week at a time.
I am glad to have the wisdom from so many others who do it well. I just need the discipline to actually put it into practice in my own life.
I would love to learn how you stretch your dollars! Leave a comment below.